Travel Rule - WhiteBIT

The Travel Rule requires Virtual Asset Service Providers (VASPs) to share originator and beneficiary information for cryptocurrency transfers above certain thresholds. This regulatory requirement, mandated by frameworks like FATF and MiCA, helps prevent money laundering and terrorist financing. WhiteBIT provides API endpoints for Travel Rule compliance, enabling B2B clients to submit required data for deposits and withdrawals.

When Travel Rule applies

Travel Rule verification is required when:

The transaction involves cryptocurrency deposits or withdrawals
The account is registered in the European Economic Area (EEA)
The transaction meets regional threshold requirements
The Travel Rule API is enabled for the account

The Travel Rule API is not available to all accounts. To request access, contact the assigned Account Manager or email institutional@whitebit.com.

Wallet types

Type	Description	VASP required
`hosted`	VASP-hosted wallet (exchange, custodian)	Yes — provide `vaspData` object
`unhosted`	Self-custody wallet (hardware, software)	No

Party types

Type	Description	Required fields
`individual`	Natural person	`firstName`, `lastName`, `residenceCountry`, `address`
`entity`	Legal entity	`fullName`, `residenceCountry`, `address`

VASP identification

When the destination or originating wallet is hosted:

VASP in list — Use vaspId from the Get VASPs endpoint response
VASP not in list — Use vaspName with the VASP’s name as a string fallback

Country codes

All country fields use ISO 3166-1 alpha-3 codes (3-letter):

Code	Country
`DEU`	Germany
`GBR`	United Kingdom
`NLD`	Netherlands
`FRA`	France
`USA`	United States

Deposit verification

Flow

Verification is performed against the originator (sender) address the deposit came from, not the generated deposit address. Status 28 means the submitted data is under review; it resolves either to a successful credit or to a rejection. A rejected deposit is canceled rather than refunded automatically. To return the funds, submit a separate refund request via Refund deposit (POST /api/v4/main-account/refund-deposit). Deposits canceled under Travel Rule are eligible for refund.

Deposit examples

Individual from hosted wallet (VASP in list):

{
  "uniqueId": "550e8400-e29b-41d4-a716-446655440000",
  "walletType": "hosted",
  "originator": {
    "type": "individual",
    "firstName": "Alice",
    "lastName": "Johnson",
    "residenceCountry": "NLD",
    "walletAddress": "0x9876543210fedcba9876543210fedcba98765432",
    "address": {
      "country": "NLD",
      "city": "Amsterdam",
      "addressLine1": "Damrak 1"
    }
  },
  "vaspData": {
    "vaspId": "vasp-002"
  }
}

Entity from hosted wallet (VASP not in list):

{
  "uniqueId": "550e8400-e29b-41d4-a716-446655440000",
  "walletType": "hosted",
  "originator": {
    "type": "entity",
    "fullName": "Acme Corporation Ltd",
    "residenceCountry": "GBR",
    "walletAddress": "0xabcdef1234567890abcdef1234567890abcdef12",
    "address": {
      "country": "GBR",
      "city": "London",
      "postCode": "EC2A 4BX",
      "addressLine1": "123 Finsbury Square"
    }
  },
  "vaspData": {
    "vaspName": "Famous Vasp Inc"
  }
}

Individual from unhosted wallet:

{
  "uniqueId": "550e8400-e29b-41d4-a716-446655440000",
  "walletType": "unhosted",
  "originator": {
    "type": "individual",
    "firstName": "Bob",
    "lastName": "Smith",
    "residenceCountry": "DEU",
    "walletAddress": "bc1qxy2kgdygjrsqtzq2n0yrf2493p83kkfjhx0wlh",
    "address": {
      "country": "DEU",
      "city": "Berlin",
      "addressLine1": "Alexanderplatz 1"
    }
  }
}

Withdrawal with Travel Rule

Flow

Withdrawal examples

Individual to hosted wallet (VASP in list):

{
  "ticker": "BTC",
  "amount": "0.5",
  "address": "bc1qxy2kgdygjrsqtzq2n0yrf2493p83kkfjhx0wlh",
  "uniqueId": "withdraw-tr-001",
  "travelRule": {
    "walletType": "hosted",
    "beneficiary": {
      "type": "individual",
      "firstName": "John",
      "lastName": "Doe",
      "residenceCountry": "DEU",
      "address": {
        "country": "DEU",
        "city": "Berlin",
        "addressLine1": "Alexanderplatz 1"
      }
    },
    "vaspData": {
      "vaspId": "vasp-001"
    }
  }
}

Entity to hosted wallet (VASP not in list):

{
  "ticker": "USDT",
  "amount": "10000",
  "address": "0x742d35Cc6634C0532925a3b844Bc9e7595f8a2B1",
  "network": "ERC20",
  "uniqueId": "withdraw-tr-002",
  "travelRule": {
    "walletType": "hosted",
    "beneficiary": {
      "type": "entity",
      "fullName": "Acme Trading Ltd",
      "residenceCountry": "GBR",
      "address": {
        "country": "GBR",
        "city": "London",
        "postCode": "EC2A 4BX",
        "addressLine1": "123 Finsbury Square"
      }
    },
    "vaspData": {
      "vaspName": "Famous Vasp Inc"
    }
  }
}

Individual to unhosted wallet:

{
  "ticker": "ETH",
  "amount": "2.5",
  "address": "0xabcdef1234567890abcdef1234567890abcdef12",
  "uniqueId": "withdraw-tr-003",
  "travelRule": {
    "walletType": "unhosted",
    "beneficiary": {
      "type": "individual",
      "firstName": "Jane",
      "lastName": "Smith",
      "residenceCountry": "NLD",
      "address": {
        "country": "NLD",
        "city": "Amsterdam",
        "addressLine1": "Damrak 1"
      }
    }
  }
}

Legacy format (withdrawals only)

The API still accepts the legacy flat format for withdrawals, but it will not pass Travel Rule verification. To complete Travel Rule compliance, use the new structured format.

Field mapping:

Legacy field	New field
`type`	`beneficiary.type`
`vasp`	`vaspData.vaspId` or `vaspData.vaspName`
`name`	`beneficiary.firstName` (individual) or `beneficiary.fullName` (entity)
`address`	`beneficiary.lastName` (individual) or `beneficiary.address` (entity)

Legacy format example (won’t pass verification):

{
  "ticker": "BTC",
  "amount": "0.5",
  "address": "bc1qxy2kgdygjrsqtzq2n0yrf2493p83kkfjhx0wlh",
  "uniqueId": "withdraw-tr-legacy",
  "travelRule": {
    "type": "individual",
    "vasp": "Binance",
    "name": "John",
    "address": "Doe"
  }
}

What’s next

Get available VASPs

Retrieve the list of VASPs for travel rule submissions.

Submit deposit verification

Submit originator data for a deposit pending verification.

Create withdraw request

Create withdrawals with travel rule data.

EEA definition

European Economic Area countries where Travel Rule applies.

​When Travel Rule applies

​Wallet types

​Party types

​VASP identification

​Country codes

​Deposit verification

​Flow

​Deposit examples

​Withdrawal with Travel Rule

​Flow

​Withdrawal examples

​Legacy format (withdrawals only)

​What’s next

Get available VASPs

Submit deposit verification

Create withdraw request

EEA definition

When Travel Rule applies

Wallet types

Party types

VASP identification

Country codes

Deposit verification

Flow

Deposit examples

Withdrawal with Travel Rule

Flow

Withdrawal examples

Legacy format (withdrawals only)

What’s next